Best Pet Insurance Offers For You ✨
Protect Your Pets with the Best Insurance Deals Tailored Just for You!
Pumpkin
PROS
CONS
- Reimburses 90% of covered veterinary costs
- No upper age limits or breed exclusions
- Offers preventive care plans for puppies and kittens
- Doesn’t have a mobile app
- Sample rates among the highest in our analysis
Lemonade
PROS
CONS
- Multiple customization options and available add-ons
- The lowest sample monthly rates among companies we analyzed
- Only available in 37 states and Washington, D.C.
Embrace
PROS
CONS
- Offers a military discount (not available in Tennessee or New York)
- Three tiers of optional wellness coverage available
- Accident-only policy is the only option when enrolling a pet over age 14
Trupanion
PROS
CONS
- Unlimited lifetime payouts
- Trupanion states that it won’t raise rates due to your pet’s age
- Can use any licensed vet in the U.S., Canada, or Puerto Rico
- Highest average sample premiums among insurers in our rating
- No wellness plan add-on
